Tag: Finance

The role of data in investing...

In the early 1990’s Eugene Fama and Kenneth French introduced the Fama-French three-factor model. They posited that asset returns could be explained through the use of three factors; a size variable, a value variable and a systematic risk variable. At the time the model was considered a breakthrough, certainly a marked improvement on the ubiquitous… Read more The role of data in investing...

What China is doing with Artificial Intelligence: A case study of Ping An Technology

Ping An Insurance is the second-largest insurance provider in the world after Berkshire Hathaway, with offshoot investments into artificial intelligence technology underlying healthcare and startups.  Artificial Intelligence: “Making predictions under uncertainty so that humans don’t have to, that previously only humans could do.” In China’s technological playing field of multi-billion conglomerates, Ping An competes with… Read more What China is doing with Artificial Intelligence: A case study of Ping An Technology

Technology for social good

As someone with a primarily engineering background, one of the most interesting subjects I learned about through this week’s lectures is entrepreneurship. While the focus of this week was on the technology behind cloud computing, Montse Medina’s summary of lessons learned in entrepreneurship were especially valuable because they highlighted the importance of skills that cannot… Read more Technology for social good

They Know All About You: Personalised Customer Profiles

A case study of Square, Inc. Montse Medina talked about how Jetlore’s AI technology optimises user experience with personalised content. Their prediction platform takes consumer preferences and maps their behaviour into predictive attributes, where media companies, retailers, and hospitality services can merchandise intelligently, and market the right products for the right audience. The up and… Read more They Know All About You: Personalised Customer Profiles

No Credit Score? No Problem. Using Tech to Initiate Upward Social Mobility

A case study of Grameen Bank and Tala Sequoia Capital brings to mind a startup idea of my own that I’ve recently been building on. Two particular success stories, namely Grameen Bank and Tala serve as role models for my experience. Let’s say we want to buy a home, start a business or otherwise improve… Read more No Credit Score? No Problem. Using Tech to Initiate Upward Social Mobility

Banks' AI: Is it more artificial or intelligent?

For the Week 5 post, I was hoping to get personal and blog about my own experience with AI in Finance. It is no secret that the last 24 months within the financial sector have seen an unprecedented surge of interest in Innovation and technology. Every global bank has implemented an innovation programme or opened… Read more Banks' AI: Is it more artificial or intelligent?

Musk’s Insane Financial Moves to Sustain His Companies

At 45 years old, the South-African entrepreneur Elon Musk has built a $50B business empire focusing on clean-tech and space exploration. Considered one of the most risk-seeking entrepreneurs the Silicon Valley has seen, Musk’s have adopted some very unusual financial moves to raise capital and sustain his companies. After making a fortune through Paypal’s acquisition,… Read more Musk’s Insane Financial Moves to Sustain His Companies

Why Banks are Being Slow to Invest in Cloud Computing

We are in the midst of a new technological revolution, but its progress is being halted by outdated data protection laws, and the reluctance of governments to adapt in light of these new opportunities. Cloud computing poses massive benefits across the board – to businesses, governments and individuals. Benefits include greater flexibility, disaster recovery, automatic… Read more Why Banks are Being Slow to Invest in Cloud Computing